Home owners insurance
For most people the house is the most valuable thing they own. We shop it across our carriers and tailor the policy to what you actually need.
When most people hear the word "insurance" they think of their cars, but in many cases their home is the most important and expensive piece of property they own. Our agency offers a variety of comprehensive homeowner's insurance policies to choose from, and these plans can be tailored to suit your individual needs and budget.
A standard homeowner's policy includes four types of coverage:
- Coverage for your home and other structures
- Coverage for your personal property
- Coverage for additional living expenses when you are forced out of your home as a result of a covered loss
- Liability protection
Deductible
Paying for smaller claims yourself allows you to lower your homeowners' insurance premiums by choosing a higher deductible.
Discounts and credits
Multi-policy — by insuring your auto and home with A&W Insurance, you may be eligible for a discount on your auto premium as well as your homeowner's insurance premium.
Endorsements
A&W Insurance offers a variety of optional coverages to meet your individual needs. These can be added to your homeowner's policy by endorsement for an additional premium.
- Replacement cost
- Backup of sewer or drain
- Additional liability protection
- Earthquake insurance
- Identity protection
- Mine subsidence